Non-life Insurance

All the time. Everywhere. Whatever the situation is.

Don't leave room for a coincidence. We will cover you for all cases.

Property, casualty, business interruption, technical or construction insurance. Company liability, professional liability or travel liability, motor vehicles...

Through our Non-Life Insurance department, we can insure you for everything that does not affect you personally. This category includes vehicles, motorcycles, vintage cars, boats, aircrafts, travel and breakdown service insurances.

In addition, a multitude of coverages are available to insure your property in the event of fire, water damage or theft. Even your pets.

Our services

Property / damage insurance

Weather ? Fire ? Water damage ? Burglary ? Computer theft ? Property damage insurance covers the material loss of your damaged property.

Property / business interruption insurance

Work safely. In the event of a business interruption, we have chosen to offer you comprehensive coverage that is perfectly adapted to your needs.

Technical insurance

Your machines also need to be insured. The insurance of technical installations allows you to protect them and the company against repairs, replacement costs and loss of income.

Construction

A wide range of insurance products designed to guarantee the construction / assembly phase of your project (machine breakdown, design, material or assembly defects). RC Owner.

RC Company / Professional

Commercial liability insurance covers third party claims for personal injury and property damage on your behalf. Protect yourself.

RC Event / Travel

You wish to organize a concert, a party, an inauguration ? Our event insurance is aimed at companies, associations and public institutions.

Motor vehicles

Loss, repair, ecological discount, choice of garage, attractive premium, fleet insurance... With our covers, you will move safely.

Proximity

With excellent national coverage, Optimum has offices in Geneva, Zurich and Ticino. This ensures that you will find the right people to talk to.

Human

Wherever you are on the planet, we make it our duty to answer you with optimum efficiency. Our team is there for you.

Tailor-made

Each insurance policy is designed to cover the real needs of our clients. A dedicated team and a single point of contact guarantee a personalised relationship.

At your service

Paolo Cavalli

Branch Manager Ticino

Ticino

contact

Marcel Eckerle

CEO

Zurich

contact

Helena Rivet

Senior Consultant Non-Life

Geneva

contact

José Bravo

Manager Non-Life

Geneva

contact

Ludivine De Peretti Della Rocca

Consultant Non-Life

Geneva

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Erika Cerioli

Administrative Assistante

Ticino

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Sara Passaseo

Consultant Non-Life

Zurich

contact

Our other services

Protect your goods during transport

Tailor-made solutions with unique expertise : Cargo (import / export), Fine Art, Jewellery - Fine Jewellery, Stock and Transit, Carrier's liability - Freight Forwarder

Protect and insure your employees

Optimal benefits : loss of earnings due to illness and accident, occupational and state pensions, health insurance, mortgage financing...

Coverage for Special Risks

Recognized expertise in new forms of cover : Cyber, D&O, Fraud, K&R (kidnapping and ransom), Political risks, Contractual bonus...

International Solutions

As a member of the Verspieren International network, optimum is able to offer you worldwide coverages by offering you tailor-made insurance programmes.